Tom has over a decade of tax and financial planning experience. Early in his career, he earned his Enrolled Agent license with the IRS and then went on to become a licensed financial advisor. Tom enjoys working with individuals and business owners who are interested in how their tax decisions now will impact their future retirement plans. Tom is a native of Northern Michigan and appreciates many of the outdoor activities our region has to offer. Tom enjoys sailing, rowing, and playing golf in the summer and snowboarding and ice fishing during winter.